Have you ever dreamt of striking it rich with TOTO in Singapore? It’s a popular game, and many Singaporeans enjoy trying their luck. While the dream of winning big is exciting, it’s important to understand how TOTO works, especially your chances of winning. Let’s dive into everything you need to know, from how to play to the actual odds, so you can play smart and have fun!

First, a friendly reminder: TOTO is a game of chance. The odds of winning the top prize are quite low, and Singapore Pools, the organiser, usually benefits the most. Think of it as a fun pastime, not a way to earn money. Play responsibly!

What Exactly is TOTO?

TOTO is a lottery game organised by Singapore Pools. In this game, you pick numbers, hoping they match the ones drawn. Each draw consists of six winning numbers and one additional number, all chosen from a pool of numbers ranging from 1 to 49. Importantly, no number is repeated in a single draw.

How Do You Play TOTO?

Playing TOTO is quite straightforward. Here’s the basic rundown:

• Pick Your Numbers: For a standard ‘Ordinary Entry’, you need to select 6 unique numbers from 1 to 49.
• Place Your Bet: The minimum bet for an Ordinary Entry is just S$1.
• Win Big: If all six of your chosen numbers match the six winning numbers drawn, you win the coveted Grand Prize (Group 1)!
• Smaller Wins: You can also win smaller prizes if you match at least three of the winning numbers. For example, matching three winning numbers gets you S$10.

You can mark your numbers on a TOTO slip at any Singapore Pools outlet or play online via their website or app.

Beyond the simple Ordinary Entry, Singapore Pools offers various ‘System’ bets. These allow you to select more than six numbers, which increases your chances of winning, but also increases the cost of your bet. Here’s a quick look:

What are the type of bets and cost

Bet Type	Total Numbers Selected	Bet Amount
Ordinary	6	$1
System 7	7	$7
System 8	8	$28
System 9	9	$84
System 10	10	$210
System 11	11	$462
System 12	12	$924
System Roll	5 + R	$44

What is the odd of winning TOTO grand prize by different group type

Let’s get to the numbers! The odds of winning the TOTO Grand Prize vary significantly depending on the type of bet you place. The more numbers you select (via System bets), the better your chances, but as you saw, the cost goes up too.

Group Type	Chances	Odd of winning
Ordinary	1	1 in 13,983,816
System 7	7	1 in 1,997,688
System 8	28	1 in 499,422
System 9	84	1 in 166,474
System 10	210	1 in 66,590
System 11	462	1 in 30,268
System 12	924	1 in 15,134
System Roll	44	1 in 317,814

It’s not just about the Grand Prize! There are seven prize groups in TOTO. Your overall chances of winning any prize are much better than winning Group 1. Here’s a breakdown of the odds for each prize group:

Chances of winning anything

Prize Group	Odds of winning
1	1 in 13,983,816
2	1 in 2,330,636
3	1 in 55,491
4	1 in 22,197
5	1 in 1,083
6	1 in 812
7	1 in 61
Any of the above	1 in 54

How Does the TOTO Prize Structure Work?

Singapore Pools allocates a fixed percentage of the total sales from each draw to the prize pool. Specifically, 54% of sales are added to this pool, which is then distributed among the winners across the different prize groups. The remaining 46% goes towards operating costs, taxes, and contributions to good causes in Singapore.

Allocation of prizes is as follows:

Group	Number Matched	Prize Amount
1	6 Winning Numbers	38% of the prize pool (Minimum Guaranteed Amount of $1,000,000)
2	5 Winning Numbers + Additional Number	8% of prize pool
3	5 Winning Numbers	5.5% of prize pool
4	4 Winning Numbers + Additional Number	3% of prize pool
5	4 Winning Numbers	$50
6	3 Winning Numbers + Additional Number	$25
7	3 Winning Numbers	$10

It’s important to note that the prize amounts for Groups 1-4 are percentages of the prize pool, so they can vary based on sales and the number of winners. Groups 5, 6, and 7 have fixed prize amounts.

Curious About Lucky TOTO Outlets in Singapore?

Many TOTO players believe in ‘lucky’ outlets. While it’s purely anecdotal and based on past wins, it’s fun to see which outlets have produced the most Group 1 and Group 2 winners. This data is based on draws since 9 October 2014, when the TOTO game updated to its current 6-out-of-49 format (data updated as of 18 Feb 2026).

Outlets	Group 1 winning	Group 2 winning
Singapore Pools Account Betting Service	218	1222
Delisia Agency Pte Ltd	24	100
Tong Aik Huat	20	139
NTUC FairPrice NEX	18	79
Fatt Chye Heng Trading	16	55

It seems playing online via the Singapore Pools Account Betting Service has yielded the most top winners, likely due to its widespread use. However, remember that past results don’t guarantee future wins!

New Toto game that pays fixed prizes will start with June 12 draw

Unlike the traditional TOTO jackpot game, this new option offers fixed prizes, which means you know exactly how much you can win for every S$1 bet.

💡 What Is TOTO Match?

TOTO Match is a separate bet type from the usual TOTO jackpot. Instead of competing for a shared prize pool, you receive a fixed payout when you match the required numbers.

This makes the game simple and straightforward — no worrying about how many winners there are or how much the jackpot rolls over.

🎯 How It Works

There are two main ways to play:

1️⃣ Match 2, 3, or 4 Numbers

Pick 2 to 4 numbers from 1–49.

For every S$1 bet:

• Match 2 numbers → Win S$50
• Match 3 numbers → Win S$500
• Match 4 numbers → Win S$7,000

You must match your selected numbers exactly with the six winning numbers drawn.

2️⃣ Match the Additional Number

Pick 1 number from 1–49.

• If it matches the additional number drawn → Win S$30 per S$1 bet

📌 Important to Know

• TOTO Match must be placed as a separate bet from regular TOTO.
• It does not affect the main jackpot game.
• You can choose to play TOTO, TOTO Match, or both for the same draw.

🤔 Is It Worth Trying?

If you prefer:

• Smaller bets
• Fixed prize amounts
• Clear odds and payouts

Then TOTO Match might be an interesting option to explore.

As always, remember to play responsibly and treat it as entertainment.